As the new year begins, many of us take time to reflect and set goals. If one of your aspirations for 2025 is to buy or sell a home, you’re not alone. A new home can be the perfect fresh start, but turning that vision into reality takes preparation and the right guidance.

Here’s how to get started:

Focus on Your Why

Before diving into the details, reflect on your reasons for buying or selling. Whether you need more space for a growing family, are ready to downsize, or are finally prepared to purchase your first home, your "why" is your guiding star.

“Knowing your reason for moving helps us tailor the process to your goals,” says Dee McDonough, co-owner of S&D Real Estate. “At the end of the day, our mission is to make your dreams a reality.”

Share your motivation with your agent, and they’ll use their expertise to help you stay focused, problem-solve, and navigate the market to achieve your goal.

Clarify Your Needs

What does your ideal home look like? How many bedrooms do you need? Is a home office essential? Would a large backyard make your list?

Knowing your must-haves versus nice-to-haves will streamline your search. Affordability is tight for many buyers, so understanding your priorities early can help you make informed decisions. A great agent will help you balance your needs with the current market realities, finding homes that fit both your checklist and your budget.

Know Your Numbers

Before jumping in, take a close look at your finances:

• How much have you saved for a down payment?

• What monthly payment feels manageable for your budget?

• If you’re selling, what equity do you have in your current home?

Partner with trusted real estate professionals, including an agent and lender, to:

• Plan your down payment and explore assistance programs.

• Understand your borrowing power by getting pre-approved for a mortgage.

• Strategize how to use equity from your current home to fuel your next move.

Lean on Experts

Navigating the housing market can be complex, but you don’t have to do it alone. A real estate agent is your partner in this process, guiding you through each step with expertise.

“Now more than ever, having a local expert on your side is key,” explains Dee. “We know the Lakeland market inside and out, and we’re here to simplify the process and help you succeed.”

Agents can also help you adjust to shifting market conditions, set realistic expectations, and ensure you’re prepared to make strong, informed decisions.

If buying or selling a home is part of your goals for 2025, now’s the time to take action. Focus on your why, define your needs, and partner with trusted professionals to make it happen. At S&D Real Estate, we’re here to help you accomplish your real estate resolutions and turn this year into your best yet.

Let’s make 2025 the year you find your perfect home!