Local Experts

First-Time Home Buyers & Pre-Approval Featuring Robby Sampson with The Mortgage Firm

In this first episode with The Mortgage Firm, Robby Sampson explains what the most important thing to do for first-time home buyers. 

Credit Scores Featuring Robby Sampson with The Mortgage Firm

In this second episode with The Mortgage Firm, Robby Sampson explains what a credit score is and how a consumer credit score is different than the FICO score used to get a Mortgage. 

Explaining the Different Loan Programs Featuring Robby Sampson with The Mortgage Firm

In this episode, Robby, from The Mortgage Firm explains the different loan programs and the types of buyers that would fit those loans the best. 

Local Bank v. Mortgage Company Featuring Robby Sampson with The Mortgage Firm

Getting your mortgage from your local bank that you’ve been banking with for the last 20 years is very common. However, Robby Sampson from the Mortgage Firm explains how that may not be the best option. He recommends shopping around for the best mortgage rate and the best customer service. 

2021 Mortgage Rates

It’s no secret that mortgage rates have been historically low for some time now, but with all that has happened in 2020 will that trend continue? Our local expert, Robby Sampson, from The Mortgage Firm, weighs in on what he believes mortgage rates are going to do in 2021.

Fees Associated With Buying a Home

We are back at it again with our local expert, Robby Sampson, from The Mortgage Firm Lakeland – NMLS 189233 to help new home buyers understand all the costs associated with buying a home. A common misconception is that you just need your down payment and you’re good to go! Not quite, but fear not – Robby breaks down some of the larger costs you will need to budget for.

What is an Annual Percentage Rate (APR)?

Robby Sampson with The Mortgage Firm Lakeland – NMLS 189233 helps us break down and understand what an annual percentage rate, A.K.A. APR, is and how to determine a good rate.

Should I Hire A Property Manager?

Sometimes, managing your properties yourself can be a bit stressful. The further into the Real Estate investing game you get, the more work you put onto your plate. A property management company could be a huge asset to your business. When is the right time to take the plunge and hire a property manager?
 
John-Michael Elliott of S&D Real Estate’s Property Management division goes into detail on when and why you should. 

What Is House Hacking? Have Your Mortgage Pay Itself

We sit down with our good friend and fellow S&D agent, David Quinones – The Lakeland Realtor, and discuss what is house hacking and how does it work?

Home Staging in a Seller’s Market ft. Step by Stage Interiors

The local pros at Step by Stage Interiors give us their secret to selling your house faster and for more money.