We know, it sounds too good to be true. However, investing in Real Estate with little money down is possible with some savviness and the right connections.

Here, we’ll go over 3 different ways to get your foot in the door in Real Estate investing with small pockets.

1. Investment partners

So, you’ve found it – the perfect piece of investment property. The deal is too good to be true and you do not want to miss out. However, $1,000 isn’t enough for a traditional loan. How can you use this money to your advantage and steal this great deal without breaking the bank?

Reaching out to potential investment partners would be the easiest way to get started in Real Estate investing. Seasoned investors love a good deal and a fresh partner who is eager and willing to step into the business.

How do you find these partners, you ask? There are several options to choose from. Networking is a great way to get face-to-face with these professionals. Attend local events and expos in your community for Real Estate professionals. Use your $1,000 to make business cards to pass out and pay for a couple classes on Real Estate investing.

LinkedIn groups and Facebook groups are also a great way to scout for investment partners. Also, do not forget about your Real Estate agent friends! They may have also been thinking about taking the plunge in owning investment property but might be limited on funds just like you. By teaming up, you both may be able to afford a down payment and split the profits.

2. Hard money lender

These types of lenders are usually private investors and will often fund a large percent of the purchase price and even the cost of repairs. Why would they do that you may say? Because they stand to make a profit as well.

What a hard money lender will do is lend you, say, 60 or 70 percent of what your investment property will be worth after repairs. These loans are typically short term and require monthly payments of interest only. They secure the loan by using collateral.


You can also opt to use your Home Equity Line of Credit on your primary residence to help afford your investment property. Equity is money that is tied to your home and builds up the longer you live in the residence.

The way this credit option works is the homeowner uses their equity as collateral to borrow the funding. This interest only loan works very similar to a credit card and you just pay the interest as you go.

Technically, this amount ideally would be well over $1,000. However, it is money you have been almost literally sitting on, so why not put it to good use and invest in your future?